In Latin America’s dynamic business landscape, micro, small and medium-sized enterprises (MSMEs) play a crucial role in the economy. However, they often face significant challenges in accessing financing. While traditional credits have been the conventional option, factoring and confirming are emerging as more flexible alternatives adapted to the needs of these companies. But why […]
19
Dec
Dec
It is important to understand how interest rates work and how they can affect businesses, as they can have a significant impact on their financing and their ability to make long-term investment decisions. To begin with, it is important to understand what interest rates are: The interest rate is the rate charged for lending money […]
05
Dec
Dec
In the financial world there are many solutions, from structured products to common standardized solutions such as a credit card or a free investment loan. However, little is said about one of the most powerful financial leverage tools for companies today: FACTORING. Although factoring is one of the oldest financial products in the traditional banking […]
10
Sep
Sep
Financial leverage is the translation of the use of the system to achieve great benefits. Above all, companies use it to achieve growth and achieve goals much larger than they could achieve on their own. One of the main reasons why companies use financial leverage is because with their own income they would not be […]
09
Sep
Sep
Efinti is a software and technology development company founded in 2019 in Colombia by Andrés Tobón and Alejandra Gaviria. It offers financial services to enterprises in Latin America and the US. It promotes financial inclusion for companies by improving their economic conditions and access to capital. “Our business is centered in helping businesses grow, eliminating the frequent barriers […]
03
Aug
Aug
Efinti is a fintech created in 2019 as an alternative for small and medium-sized companies to access digital financing options and who, due to their short period in the market, find it more difficult to access capital from traditional methods.
30
Jul
Jul
Have you ever tried to make an international transfer to pay suppliers or customers abroad?
20
Jul
Jul
While the country advances in its economic recovery process, several microentrepreneurs face some difficulties in accessing credit from financial institutions. For this reason, some merchants decide to go to ‘drop by drop’ lenders who offer money with abusive conditions and in some cases threaten people’s lives when the debt is not paid.. Given this situation, […]
18
Jul
Jul
Efinti is a fintech created in 2019 as an alternative for small and medium-sized companies to access digital financing options and who, due to their short period in the market, find it more difficult to access capital from traditional methods.
18
Jul
Jul
Inflation is nothing more than a market reaction to excess general liquidity, manifested in a general rise in consumer prices, mainly in basic necessities and mass consumption.